Getting insurance may be wise even if you don't get it via mortgage.

@Brittany George : Hey Brittany, if you love the deal and believe, using conservative numbers and reasonable due diligence, that it will be sufficiently profitable (financially or experience wise) to worth your while, then try not to worry about what you've already said were baseless claims or expend time imagining what credence a buyer would give those claims. 

I have a few buy and holds that cash flow nicely, but I'm looking to branch out and grow faster rather than sit and wait for 20-25% down payment every time.My question is this, if you were due for a raise at your day job, would it be wise (i know in almost all other cases the answer would be no) to ask for a larger one time bonus, instead of the raise. 

I would only have one if there are multiple partners etc.. other wise I see no benefit..  

That's right, this can be my competitive advantage, I should use it wisely.

You will definitely find a LOT of help on this website and I encourage you to network in and around the area.Any area near or around Charlotte is hot real estate wise and you’ll likely be competing with home buyers as well as investors but it’s a great area to invest as it is an extremely desirable location.

First is assurance that I'm making wise decisions / deals.

You would be wise to find a contractor that you trust and have him come along with you.

It has always produced the highest quality leads which is why they wised up and started charging.

How do you get everyone on the same page comfortability wise within your tennants sharing bathroom and kitchen?