Get those behind you and lenders will have a more warm and fuzzy feeling about bending guidelines for you.Best of luck!

My name is JD Dennis, I am 23 years old and I am originally from Bend, Oregon.

It is not unusual for a discount to be the same at month 2 as month 24 since the defects in the loan are what cause the discount not simply on -time payments.  

@Alexander Price 70k is not out of the question as there are comps to support that, but also comps to suggest lower, but that is not unusual in many areas. 

I think with proper explanation, persistence, and continual persuasion, there is a possibility your wife will eventually bend.

Nothing too unusual, but today I read on the web site of a local prominent property management company: Dispelling the myth of positive cash flowChapel Hill real estate is renowned for its consistent, stable, and relatively generous appreciation.

Is this unusual?

Any special or unusual RE rules that I should be aware of, for Indianapolis?

Company isBridge Capital Thrift & Loan, LLC Address: 5851 Ridge Bend Rd, Memphis, Tennessee 38120, United StatesPhone:(901) 869-6603

I like to see 3 times the rent in combined monthly income....in some inner city areas, i may bend that some if the potential renter has excellent job history in terms of tenure and references both working and personal.