I was looking at spending up to 200k for this neighborhood.The question: How can I structure a deal with owner financing where I end up paying less overall for the price he wants (250k) than I would for a lower price (200k) but with standard mortgage terms?

The number I want the seller to carry, for example, and how that is 'typically' structured. 

The number I want the seller to carry, for example, and how that is 'typically' structured.

@Jean-marc CabrolI am a retired tax attorney and I like to invest in real estate funds but I was suspicious of Equity Build offer and structure I invested in another company that paid 8% fixed with no fees - the principal and manager teaches real estate and has done deals from high end San Francisco to mixed use in Puerto Rico to small turnkey homes in Midwest etc His diversification by market and by type of property is what attracted me My money has been cross collateralized against all the fund’s assets You can private message me I can tell you about that company because they have been up and running for 10 years or just look for a similar company where youvtruly get to meet and know the owner

Not everyone is eligible for this structure though and with an IRA, there is no way around a custodian.

It's been deemed legal, and we have structured it so that it's almost a guaranteed return, low risk, even if we're dealing with a new investor.  

I am thinking structuring my "business hours" for the early hours and late hours (before and after hubby's work hours) might just work....Thanks!

Either way, like I mentioned in the beginning, provided you structure your deals with a high enough margin, a crash should only lower your cashflow, not put you out of business.

I am looking for help in TAX structuring my portfolio.

I'm not sure that the weekly payment structure works best due to Chang Orders that pop up and extend timeline and cost more in labor...