She didn’t tell me that she represents them (I know for sure her agency had the listing before it was canceled), but the way she worded everything in discussing the property, I would bet she is their agent now.

BUT, the positive would be:+ Catagory A neighborhood with stable renters+ Betting on property value will increase over 10+ yr given the neighborhood+ Turnkey rental, leases in place till 2018Would these positives balance out the lower CAP rate?

What about a private loan?

I think your best bet for something u can do right now would be to attend local metups in your area. network to other investors. try to develop a relationship with your local credit unions.

This is not legal advice but you'd likely need a private individual who is qualified under an exemption from dodd frank.

Hi everyone,I need help with structuring a private money lender deal.

I bet your instincts are telling you no while the numbers are telling you yes.

In your example, it's a complete change in the buyer, so I'd be willing to bet that the bank is going to take issue with it. 

Also x2 to what @Antoine Martel  said in terms of FHA most likely being your best bet if you want to house hack.

hard money or private money or seller financing is going to be probably your only options.