I’m curious if any of you would share some manner of “risky” financing that you engaged in, from top-of-buying power down payment + conventional financing to short-term or private lending that you really weren’t sure how you were going to pay off, but you played right, worked out, and you and your lenders were happy with the results?

Just to be clear, the play here is to purchase a fixer upper for say $100k cash, put $20k into it, have it appraise for $150k, and then take out a traditional 80/20% loan. 

There are joint-ventures that you can accomplish this however it's about everyone playing a role.

I reserve larger increases for when a unit turns over and that's when I play catch-up for any big market swings.

You’re personally guaranteeing this so your credit score and DTI ratio come into play during underwriting.  

You realize that until you recover all of that cash, you're income is just playing catchup...and your profits won't start until AFTER you've recovered the full $280K?

Say they are famous You-tubers who play a shooting game- having the content look like the content of those creators could make it more likely that they engage with it.

However, I do have a great job in San Diego and am not necessarily counting on the cash flow for income (playing the long game with equity accumulation), although it certainly would be nice.

Play to your strengths and what differentiates you from other investors.

They focus solely on second homes for their users with no cash flow play, and we’re focused on investors who want to cash flow from vacation homes. - There aren’t projected returns because this is our first year in operation.