Just for context, I am single and make about $75K a year with around $100K saved up in the bank.

I’ll be very upfront and honest- I have about $20,000 saved for a down-payment/closing costs.

What are my options in financing my second property with the least amount of out of pocket money and/or using the equity in my first property.

@Sylenthia Boswell I hate to break it to you but its going to be really difficult to get deals without having some money to spend on marketing/skiptracing/cold calling.

Spend the extra money to have the wood post anchored by cement.

On top of all this I will still be working and saving. 

With baseball, you start making money once you reach the big leagues, in the minor leagues, every player's salary ranges from 34k to 39k.

And ideally sell it 4 years later.If I can more or less count on the renting of additional bedrooms to cover the running costs of the house, I'm really only looking at taking a hit on the buying/selling costs - which SHOULD be lower than what it would cost to house him in dorms for 4 years.I feel like this is pretty obvious and easy (not trying to make significant money here, just thinking I could save $10-$20k on housing costs over 4 years).

Probably most agents are not worth paying that kind of money.

You would skip your October mortgage payment New Quote: 5.75% with a monthly payment savings of $230.