Many first time investors get excited about acquiring their first rental and focus more on minimizing their fees/rate on the initial loan then really focusing on the exit loan.

To elaborate, there are statutes and administrative regulations (found in Fannie/Freddie guidelines) that provide a laundry list of exemptions from them calling the loan due to a transfer in title (EG divorce, death, inheritance, asset protection/estate planning).It sounds like they misunderstood your question as you asking that you wanted to transfer the loan, which you've obviously clarified on here. 

I am not sure how to make the initial purchase...If I use a private loan? 

Additionally, Fayetteville's strategic initiatives to enhance local infrastructure and public services foster a supportive environment for both residential living and business operations, making it a highly attractive market for real estate investors.Let's dive deeper into this market together.Fayetteville, nestled in North Carolina, boasts a flourishing housing market propelled by its affordability, community charm, and strategic location.

I found a website that listed the exemption similar to what was listed above, by no means a legit HUD /FHA document. 

My wife and I just listed our first STR (single family home, 8 guests), and I have a question about dynamic pricing. 

Here's a listing for a very affordable house:https://www.realtor.com/realestateandhomes-detail/8791-Cummi...

There was 2371 active listings in April 2024 compared to 2039 active listings in March 2024. 1491 Homes sold in April 2024 compared to 1303 sold listings in March 2024.

Definitely try meetups, and get on a few wholesalers lists! 

Zillow is also at the mercy of agents who upload the listings.