Moreover, I am interested in understanding the feasibility of securing financing from lenders for such a project.I am eager to hear from experienced investors in the community regarding the pros and cons of building versus buying fourplex properties.

The income is great, however i’m realizing upon furthering my research that I am probably going to struggle to find a lender.

@Jay Hinrichs - I'm inclined to believe lenders will step up to the plate and offer the ability to incorporate buyer side commissions into the mortgage payments in certain situations.

Most lenders should be able to have both of these loan products.

My name is Aya and I'm excited to dive into the world of real estate and property management.As a newcomer, I'm eager to learn from experienced mentors, real estate agents, lenders, contractors/handymen, bookkeepers, CPAs, lawyers, insurance agents, and property managers.

Even if the selller was willing to subordinate and be in junior/2nd position to the new construction loan, I don't think the construction lender would like there being another note on the property.

What would be a decent payment structure and interest rate to offer the lender?

I've been approached by a local real estate investor to become his "private lender" on fix and flips he does. 

A home on a rented lot is harder to sell because of mortgage / borrowing restrictions (educate yourself on local lenders too).

Ideally, a 3 bed 2 bath or more and creative finance must be an option.For agents, wholesalers, and private lenders, I am willing to structure shared ownership/partnership deals so we all win together.