I am talking with many insurance providers recommended by the realtors im working with in order to find some insurance. 

After paying closing costs, title fees, appraisal, origination, underwriting, processing, legal and other fees, the typical refinance costs about 1.75 - 2.5% of the loan amount just in closing costs (obviously before people yell at me, this varies drastically by state, but having done loans all over the country I find this to be a pretty accurate estimate).  2) Keeping the average 2% cost in mind and the fact that people typically refinance when rates drop about .75% - 1% or more, I wanted to see if paying an extra point now when I was already paying all the closing costs to buy the rate down made sense. 1 point can get you between .5% - .625% off the rate depending on the days pricing and the coupon you are pricing. 

If the ADU finishes before finding a property, I’ll plan on living there till I can house hack in the future property. 

Find a new attorney.2.

Over 60k profit MarginHow did you find this deal and how did you negotiate it?

I have an article here all about how to find a great provider: https://www.biggerpockets.com/...

I am finding fairly positive economic data but have not run across many on these forums who invest there.

Wicked talented off market deal finding skills. 

Whether it’s understanding the local market, finding the right deals, or building a strong network, I’m all ears!

But where are you going to find the networking like this?