Hi @Renata McCulloch & @Cameron Sigurdson to get a good quality note you should be prepared to have more like $50K available, although your IRA can partner with another party to combine funds to take down a note via joint venture.

Had somebody throughly checked this guys income credit and previous references he probably wouldn't be your tenant today. 3rd.

Just put them on bad credit.

I have less than perfect credit and pretty much no cash to put into the deal with a hard money/private lender/crowd funding.  

Can anyone refer me to a good online credit/background check.

I've heard to do back ground checks and credit score checks.

Heard a few rumours on some lawsuits being prepared which could prolong the legilslation going active.They are discrimination related.I want to see how Ohio Cashflow can assist in the fight also as the BS stinks so much that we smell it everyday.Usually, I stay away from such matters but this is just so ridiculous that we can't resist Coffee?

HiThe seller usually prepared that and gives it the prospective buyer.   

I use Cozy for credit/background checks.  

With that may pieces you may want to consider outsourcing to a mail house.I also agree with @Kevin Steer about being prepared for the calls.