Make sure you get the Heloc while the unit is still your primary as that makes a huge difference for lenders.ask a few banks about their programs because they are NOT all the same.

Some programs these days have interest rates down in the 7.99% range.FYI, I personally have vacation rentals in Fort Lauderdale and Palm Springs. 

My interest in real estate stems from a desire to begin delving into Tax Lien Certificates/Tax Deeds to eventually by and hold income properties. 

Some have great investor loan programs right now.

Performing energy efficiency retrofits of our properties is core to our operating principals, so we try to utilize these programs when available (even if the program is more show than substance).

I have also passed up on some mentoring programs due to the cost, but Bigger Pockets has been a great source for me.  

My concerns are that even if we are going to deal with it, and have a certification from a mold remediator, if the problem returned, I can find myself deal with a "mold is gold" lawyer.What do you think?

He has a great program for performing notes. 

The books and the numbers are the easy part because there are plenty of software programs that will do that for you. 

PM me if you want more specific info on rates or what would be required to qualify for the loan programs.