This is a covered claim due to criminal vandalism and the vandal has no monies to cover the loss. 

I am a LL with a large portfolio of Detroit SFR rentals.It is not a Civil issue anymore it becomes Criminal intent on your part.I can go in-depth on the various scenarios (with experiences picked up over the last 7 years investing on Detroit) but would not wish to as it is a different topic on it's own right.Hence, Sorry but just take this experience on the chin and go through this eviction like a Landlord would do.For the next tenant, follow a regimented Screening process: 1) Check the 36th District court for past evictions & money jugements (LT issue and GC issues), if it is under 3 years avoid the drama and move to the next applicant.2) Previous Landlord verification - call and speak to them (run the Landlords name if you have MLS access against the ownership records)3) Employment History and Stability - 3 times rental income atleast. 4 times if it is under household share.4) Credit Score - a Good indicator but take it subjectively as a Low Credit score is not an automatic refusal.

My first experience with conventional lending last year was down right ridiculous and now that I think about it possibly criminal.

It is $25 for a credit and criminal background check.

I'm looking for a website to help screen tenants (credit, eviction, and criminal reports).

We do extremely thorough vetting so that includes criminal background, employment/income verification, rental history and credit.  

We also do a criminal background check and search for judgments on the Memphis Daily News.

We look at how long they have lived at addresses, how long they have had their income source, desire income to not be suspiciously high, we google them and look on Facebook,  how "high maintenance" they are, how many prior landlords we can reach, criminal activity, etc.

I make sure to get married, 700+ credit score tenants with stable jobs, no criminal history even if it takes more time to rent it out.

She will owe ten years worth of back taxes plus, fines and potentially even criminal penalties.