How did you add value to the deal?

It's not a fair partnership if you the tap the equity of their property to use together if you aren't brining any capital to the table.

None of the lenders I know are entering all the investors who lost with them into some database.

What are you holding the properties with, capital-wise?

Go to Etsy and search for "rental property tracker," and you will find hundreds of nice spreadsheets to track 10-20 rentals, usually for under $10.Software has extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

Otto, in my opinion the kind of ROI you’re talking about is well worth the “risk”.  

There are very good REIAs in the Westchester area.

Purchase price: $271,000 this is the first property I bought, I put 0% down on this, it cashflows me about $350 a month. this property was a good investment, and I think I got lucky. my real estate agent found this for me as it wasn't being sold on market. truly a gem.

That said I would start negotiations billing back the full amount of the job to the tenant per their lease agreement and responsibility for the install.

Always buy the best quality property you can afford.