What made you interested in investing in this type of deal?

If you use the property (one unit) as your primary residence, you can put as little as 3.5%-5% down payment, depending on the type of loan (FHA vs Conventional). 

There is no way to know what the lending landscape and his options will be in five years from now - that type of loan could still be available or there could be some differences - including nuance with the specific property, location, etc

Hello for a beginner investor, which type of investment would you recommend, tax liens or mortgage note investing.

I've heard that some mortgage types aren't eligible for subto, such as VA loans. 

What made you interested in investing in this type of deal?

These sellers just don't trust folks (real estate investors) that can afford to send those types of mail pieces; it's just the mindset of the person receiving the mail piece.These niches need a simpler, "uglier" mail piece.

What made you interested in investing in this type of deal?

What property types are best?

If you can get some cash out from the HELOC, you can then leverage that against hard money or other types of financing.