The beautiful thing about cash value is that it can provide about 2 to 3 times the income of the same amount of money in a traditional retirement account.

The tradition on the crew I worked for (my buddy's business) is they took a sack lunch to work Monday through Thursday.  

Second, if the person actually lives in the house that you (the owner) also reside in AND is the only other person like that in the home, then you don't have to go through the normal unlawful detainer process that you would for a traditional tenant (assuming the property is in California where you're located).  

We are acquiring some buildings 20 units and getting insurance has been a challenge.We are traditional investor buy and Hold?

I may also qualify for a lower down payment with traditional financing given this purchase may not be defined as an investment property.Does anyone have any experience owning a single family home with an ADU as an investment property?

A traditional lender will never give cash back for repairs at close.

Upon some further research I found;The traditional Roman fasces consisted of a bundle of white birch rods, tied together with a red leather ribbon into a cylinder, and often including a bronze axe (or sometimes two) amongst the rods, with the blade(s) on the side, projecting from the bundle.[3].

The banks may not consider your offer as seriously if you are getting conventional financing, but there is absolutely no rule that states that you can't get a traditional loan against an REO.As for inspecting the property, my guess is that the bank is stipulating that you have no "due diligence period" after the contract is signed.

If so and they are shown as a loss, can those loss expenses counterbalance a part of the taxes I would need to pay due to the conversion from a traditional IRA to a ROTH IRA?

I have not seen anything that high anywhere - traditional SFR PM fees are like 10%.