If you're buying directly from a home-owner, check for HOA liens, they can be substantial and lead to foreclosure.It is also critical that you view the HOA's reserves, upcoming plans for repairs/renovations, and look into any past and possibly future increases in HOA dues.

Can you substantiate current income with pay stubs and an employer verification?

HOA members are required to pay a substantial annual association fee.

I've seen LOTS of REALLY BAD influence ratings here on BP, but I have to say that yours seems to be the worst I can recall.I suggest you look way down at the bottom of this page to see links for the user agreement and terms of service and terms of use to avoid those things that are detrimental to your BP influence score.

I do track economic/housing numbers and believe that short sales will amount to a substantial portion of total sales for about three more years. 31% of all sales nationwide in the first quarter were "distressed" sales.

I will never forgot this project because after nearly twenty-five years of master planning throughout the world, here was another classic example of how a strong vision, coupled with storytelling and simple, clear graphics created by planning professionals can actualize substantial value.

Whether or not the 1-year limit is influenced by very little credit is beyond my expertise, but my guess is that creditors won't care much if you can service the debt.

Then why is the Justice Department continuously investing it:Competition in the Real Estate Brokerage Industry//UpshotOur review suggests that although the real estate industry has undergone a number of substantial changes in recent years – in particular as a result of technological advances such as the Internet – competition in the industry has been hindered as a result of actions taken by some real estate brokers, acting through MLSs and NAR, state legislatures, and real estate commissions.

I think popularity goes both ways...and with the influence points system there should be a way that the BP members can take away points.

Second, if you are looking to purchase a property put a substantial amount of cash into the project.