The city website states the RT4 district is to promote, preserve and protect neighborhoods intended primarily for 2-family dwellings while also permitting a mixture of single-family dwellings and small multi-family dwellings of 3 or 4 unit.

I do that regularly to fund my BRRRR projects. 

The tenants didn't regularly pick up after their dogs, so according to our contractor it always smelled like dog poop when you walked by or walked up to the house. 

Problem is it appears we will be aggressively taxed wether we invest in Canada or US due to our transitory status.I would to know if anyone in this forum has ever gone through similar situation, wether in US or Canada and found ways to lower the amount of taxes to pay to level similar to regular US or Canadian citizens?

I haven't had much success talking to mortgage broker about it because as soon as I mentioned renting out the property or investment property they change the entire conversation to conventional loans like I no longer qualify for a regular mortgage.

I just started my own and can't promote the idea enough.3) DEFINITELY house hack!

I had 3 knee surgeries and regularly have knee pain (nothing compared to your injury) but the confidence, physical demands, discipline are beneficial.Good luck on both your RE pursuits and life.

I hope you take the time to reassess and regroup, the malpractice liability risk you’re engaging in can’t be overstated (I assume, as it appears this is a "strategy" you regularly advise on and facilitate).

I’m learning and connecting with people in that industry on the regular though.

By using background and credit checks, you can find the best tenants available and thereby do what’s possible to keep your rental fees coming in regularly, which will help you pay the mortgage when it comes due.Look for longterm tenants.