This way, you can continue scaling your portfolio, leveraging the benefits of owner-occupied financing while building equity in each property.It's a great way to grow your portfolio while taking advantage of favorable loan terms typically reserved for primary residences.

Also rental rates are dropping, and we are already seeing rental loan rates in the 5% range, I would expect to see rental rates under 5% by January.If you are going to be a real estate investor for the long term, why don't have your Real Estate License?

How come no one has created a standard form for hard money lending where the terms are easily comparable across them?

We lived in it for a year, remodeled both units and put in place a long-term tenant on one unit and a mid-term tenant on the other.Here's a little more details about this deal:*   Purchase price: $163k*   Financed price: $132k @ 7.625% APR*   After repair (estimated value): $225k*   Gross rents: $2150 ($750 one year lease & $1400 six month lease)*  Annual taxes and insurance: $7000*  Approx credit score: 650 (I used interest free credit card to pay for remodeling this property and maxing it out caused my score drop almost 50 pts!) 

Purchase price: $430,000 Short Term Rental

Ontario is pretty complexed in terms of development

The Details: 3 Single Family rental homes on one .34 AC lot with existing long term tenants. 

Employer profit sharing contribution is pre-tax and a business expense for the business. 

Commercial real estate loans have different requirements and terms, such as shorter terms and longer amortization periods.

We plan to use the home for short-term rentals—so safety is important.