You need to have losses and you don't have much in the way of depreciation just yet, or not much at all.you need to consult a qualified professional how this development will be taxed. 

I can't comment on if there was discrimination or not in your case as I wasn't involved, but the above requirements would be in place if Jeff Bezos called me for a loan to develop a new Amazon Warehouse and was willing to personally guarantee it and pledge his personal mansion and pay triple the normal mortgage broker fee.

I think developers do well when they sell, but in my opinion is more risky than a typical flip due to the time that it takes.

@William Brock Yep it does have a pretty nice lake view and I would agree that is a nice perk for a STR in the area.

It gave us a really nice nest egg to roll into our 16-unit apartment complex that we own and manage now. 

Indianapolis in particular is one place I'm seeing a lot of good movement, but most of the others on your list look good.I'd probably be a bit hesitant about higher-end multifamily in Vegas specifically right now, thanks to recently delivered upscale developments and a big drop in rents (was seeing -3.1% YoY around October/November). 

As you point out, Cost Seg and 1031 can complement each other very nicely.

Another vote for Google Voice, cant beat the cost plus has lots of nice features. 

If you are living in one of the units and you purchased proper insurance to begin with (indicating the property is a duplex and that one unit will be rented) you are likely OK now.One thing I wanted to note is that you remarked mold is excluded from the landlord insurance but mold is usually excluded on most property insurance in general - unless it develops from a covered loss.Again, these are generalities.

Wyoming's quick registration is a nice bonus too.