I have purchased a set of 4 properties in Salem NJ and need to refinance them all to pay off private money lenders.

My money patner (and friend) provided all of the money.

In a few years, I'm going to start making some pretty decent money and was wondering if there are any resources you guys recommend for apartment complexes or any other kind of real estate investing.

If you form an LLC you can use hard money for rehab projects or DSCR 30Y rental loans for stabilized rent ready properties.

But you are not building any equity renting your current place.Just keep a few things in mind: make sure the rental market can support your income goals, be prepared for the time needed to manage multiple rentals while working full-time, and stay aware of any lease terms that could affect your plans.

In Tampa there are so many that are done without permits, and it can mislead a beginner into thinking they are getting a great deal when in reality it can be a big headache and money pit to legalize after the fact. 

Would the best bet be for me to just park a chunk of that money in a high yield savings account until tax time?

Focus on learning what to do, how to do it and finally do it with your W-2 income supporting you.

I read that some were buying the rights of people who are owed money from Lehman Brothers at 100% on the dollar because they think more is actually going to be returned with the UKs required interest, if there is money left over after they pay all their debts.

Would it make sense to save up money to buy something cash, finance, wait for market to cool down, etc.