It's the same work to do a $55K loan as a $500K loan so the fees will be higher due to the loan amount but will still be much lower than what a lender or broker gets paid on a higher loan amount.

This is exactly what Nvidia speaks to when they say we have finally broken this last major barrier, the "code" barrier.

Looking for something that helps factor in all variables, fixed costs, interest paid on hard money loans, reno costs, etc etc. 

If you are not implementing a value add strategy, you would probably be better served putting a mortgage on the paid off property and/or getting a HEL (home equity loan) as both are fixed rate debt.

I am thinking of just getting a first-time home buys loan at the low 3.5% to 5% down and just living in it for 12 months then renting it out.

In the current high interest market, is home equity loan still reasonable?

Bank rehab loan.

I own the property 100% (paid cash)  over the property ill be looking for home equity loan to buy and purchase another property,  repeat the process and start the BRRRR method.  

When you find a buyer, we get our loan back plus our fee at closing.

If my bank would open a checking account for me, then not registering the subseries would save me trouble and exposure.Ultimately, I don't know what's really true or who to believe, and I haven't finalized anything.