Most mortgage companies will let me do a government loan if it’s 4 units or less, so here I’m really only looking for the commercial side. 5.

No SSAE16-Soc II report on file, No E&O, no regulatory body governing them, no audited financials, no policies and procedures on NPPI data, etc.) they aren't going to be able to call an institutional lender/servicer/bank to buy a note.Our diatribe ends up being to the benefit of the OP.

You can get a free credit report once a year from each of the credit reporting agencies - and can monitor your credit report by getting one every 4 months from a different provider.Go to annualcreditreport.com, this is the Government mandated site that all 3 reporting agencies comply with.

However, you can’t garnish/intercept tax returns unless you’re a government agency or it’s a government debt. 

The government seems to be two steps behind and reacting to the problems of the last decade and doing the right thing for the majority of people or the economy in general in the present.

@Skyler Martinson1) I would probably actually fly out there in order to do the following:* Drive/walk through the neighborhoods* Meet up in person with the property manager2) HUD is involved because my tenant gets some form of government housing subsidies, my tenant actually pays a tiny portion of the rent, most of the rent is paid by HUD

Your good credit is great and will help you tremendously with all the lender programs available to real estate investors.Now with wholesaling you truly only need money for marketing and your credit does not matter. 

You will not have appropriate coverage if you use those policies.There are specific insurance programs for flipping. 

Are there affiliate programs for wholesalers?

Quick update: we made an offer on Fairfield property & the offer is basically dead (at the moment), seller is refusing to drop below $360k ($5k below current ask), so I'll circle back in a few weeks to see if they've decided to finally get with the program and sell (vs getting foreclosed).Came across another very compelling unit, but there are already 6 offers (of which at least 1 is full ask), so not likely to be able to get that one.Working on getting our home on the market (we're delaying till 3rd week in May when our daughter finds out if she will be doing clinical rotations in Philly area hospitals - she's finishing up 2nd year medical school).