Although a DSCR is lenient on your personal income, they will still require a relatively clean appraisal.

Hello, I have a few rental properties and I am looking for a program that tells me the overall performance once I input income and expenses.

With housing prices skyrocketing, the increasing cost of raw components and lumber, and labor shortages, the idea of owning a piece of income property is just not in the cards anymore for many individuals.

(Can I use the estimated cash flow of the house as proof of income for mortgage applications?)

Depending how much you earn you can step up those savings by getting a side-hustle.

If not, what are other creative financing types that do not require income verification (or limited verification)?

Second Set Clear Goals Are you looking for long-term wealth accumulation, steady income, or both?

I'll let a broker do that and earn a cut for their efforts.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with zero or negative relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, recent evictions.

I understand that any RE earnings would have to stay in the account until I retire.