We have a lake house that rents for the same rate as a hotel in the area, therefore our occupancy is super high. 

I personally use US Bank [Big stable bank with Zelle capabilities], Relay [Checking and Savings 3%] and then Quickbooks [high interest rate 5%].

I'm looking into assuming VA loans with very low interest rates to be used as rentals. 

So your estimate is (purchase price 400k in 2018, selling at 600k 2024) to be around 180k capital gains total and taxes on the 180k (lets say 15% rate so thats 27k), 40k federal capex, 13k depreciation recapture?

(Your new market rate.).

Of course with great losses, the debt side of the ledger greatly increases and substantially decreases the income side. 

Or, depending on the interest rate paying off the student loans.

Would definitely recommend hiring at least 3 on an hourly rate and see who performs best.

all paid for with cash.no credit cards. no school loans owed. when we shopped around for rates on a mortgage in May, 1 broker said to me twice, "you mean you really have no debt except for your mortgages?"