Capital Rep's new location on N.

Quote from @Percy N.: @Tony S., great job.A couple of questions that may help other readers with some more context:What year did you buy these (was it 2 yrs ago?

Primary Residence1 Unit: 5% (exceptions to 3% down)2 Units: 15%3-4 Units: 20%Second Home1 Unit: 10%2-4 Units: N/AInvestment Property1 Unit: 15%2-4 Units: 25%With more down payment, your interest rate generally improves.

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@Percy N. thanks for your answer!

Quote from @Percy N.: @Chad Olson, which area is this in and what is the market cap rate?

N/A

I would research some of the different methods: Househacking, BRRRR, Fix N Flip, STR etc and see which one appeals to you most and pursue that method. 

Reach out to me in reference to splitting baseboards n installing mini split.

Depends on your strategy: for Buy n Hold, the 2nd option sounds like the logical choice; if you want to sell it then option 1 sounds like the better choice.