I hope that PPR can really use our fund to make a lot more money than the 12% given back to us, so they can sustain forever.   

I just started on the path to becoming an MLO in the state of Texas (and possibly other states).

The mortgage payment is already high and my life circumstances have changed, making the payment even more of a stretch (not impossible, but definitely above the recommended percentage of take home pay).I am considering selling the first property next year (which has about $200K in equity) to do a mortgage recast on the primary and get my payment to something more reasonable.

@Jeff Skinner welcome to the BP community!

This is the best alternate to a stove top kettle.

This is tough to answer based on the information we have.

If the note holder purchased the note at a discount he can accelerate his profits and increase his ROI by offering the borrower an incentive to pay off the note early, or to make e extra payments.  

I wanted to wish a Happy Holidays to everyone on Bigger Pockets.

Yes, unlikely, but there is a chance to collect. - They have a working relationship with the court personnel, which always helps. - They know the process cold, so shouldn't make a newbie errors. - They are arms-length. 

curious how do they structure a note purchase that is not all cash. did they already own the note and just sold the note to you or something ?