Is there a way that we can structure this so that we can purchase a rental and have it be a good investment for both of us? 

NOTE: This does not mean what they think they can get for the property financed by anyone...... it's what they think they can get for the property.... it may require waiting on the right buyer)So each method is different and each has a different purpose.

He did mention that there is no immediate issues near the house that would cause this (like erosion or similar issues) so it’s likely just the natural settling of the structure. if we had gone ahead with the leveling it would be around 18k. 

The method we used for eliminating them is unlikely to be acceptable in town. 

First off, I agree with @Brandon Hall, it should be the BARRR method! 

It's all about repetition for me, but that may be a method that only works for me.

Depositing less $10K in separate transactions is called structuring and is illegal.

How are most Private loans structured? 

Solid strategy in finding lenders, don't forget to leverage what you find here on BP.Questions that I think are valuable to ask:How do you structure deals, LTV/Rehab financing, ARV-LTV restrictions?

Owners can learn about business structures at IRS.gov.