Either call the number or manually type the URL into your browser.It's very irritating to get web leads that you call and the person isn't really a lead but they want to add you to a list.

If this is not the case, and since many lenders want to know that you have "skin" in the game, you might consider these possble opportunities: 1) Once you've determined where you need to be on pricing, let the seller keep some of their asking price, in lieu of them paying for some of the repairs -- For one customer seeking a reduction in the price of a commercial site from $700K to $550 to cover half of the land development costs.

Now I need to figure out some operation capital with the terms I need to empower everything else.I am stuck pickle in the middle, I have a few banks willing and interested in playing ball and funding me, the issue is I need to throw some skin into each property for a 1yr term.

I think the terms @J Scott laid out would be very fair - if you have no experience and no skin in the game, I wouldn't be agreeable to lending any money on it.

Those of you in your early 20's who have skin in the game have no idea how far ahead you are of the curve.

Simply put, the buyer SHOULD have some "skin in the game."

That feeling of having "skin in the game", brings another level of awareness to the playing field.

The thought of someone building right behind me makes my skin crawl.

Financially I have no "skin in the game" that I can bring to the table except my work ethic, intelligence and integrity of character. 

They have more skin in the game then you do.Make sure you get clear title.