Right now, I am handcuffed by this house with regards to purchasing any additional rental properties because banks will not recognize any rental income I bring in until the house is paid down to 80% of it's value.   

With no experience or expertise, how are you going to qualify deals, evaluate risk, recognize problems and opportunities, or move fast enough to beat out the competition even if you do?

This is a people business and a good REI Assoc will be the genuine avenue for creating lifelong partnerships and friendships.

the motivation is genuine as Edward B. pointed out.its the numbers that should be scrutinized

The SEC has stated that:The staff has also recognized particular instances where issuers have developed pre-existing, substantive relationships with prospective offers [...] 

I recognize and I believe that Anderson's does as well, that every state is different.

We all need to climb the mountain daily, and while climbing recognize all the value you bring to others and all of your struggles.

If you don't know how to recognize a great deal then first is not buyers, nor is it a deal.

@Joshua Howaniec First, take what @Bill Gulley said and learn the business correctly.Second, recognize that @Sean Cole has nailed it.

PEOPLE are the real investment, and they know when you are genuine or not.