Normally use bigger "Clean" rock for a base. 

If the home was less than 1 year occupied than normal income tax rate of 22% (70k x .22 = 15,4k). 15.4 + 7 =22.4k.

From my research I have seen multiple places indicating investment rates were normally only 0.5% to 0.75% higher. 

I don't want to be the bearer of bad news but in good old tenant Haven NYC it can take a year to get tenants during normal times.

@Brett Schmidt normally I would recommend 30 but your return will be much higher with the 85% LTV loan most likely compared to 75%.

He kept claiming to wake up with someone standing at the foot of his bed, breaking into the apartment and stealing his milk and then returning it, etc.

That's a normal rate I believe.

According to Diana Olick of CNBC, “Despite being on the cusp of the historically busy spring housing market, homeowners are not listing their properties for sale at the pace they normally would this time of year.

I have seen some lenders accept foreign signers on non-recourse loans but they require the signers to have 2x the net worth of the loan instead of the normal 1x the net worth of the loan.

Also, if anyone has any general advice for me at this point it would be more than welcome.I am normally one to try to do things on my own, so I thought this would be a great opportunity to break that habit.