However, the property is located in HOA community with Mandatory Equity Membership of $25,000.

Owner asset preservation programs such as an eviction protection program or resident liability insurance program.These are just a few points to consider.

There will be variations of the terms above based on program and lender however these are the terms set by the Non-QM DSCR 1-4 unit that my company uses.Both of the above options will loan to a LLC with a personal guaranty.Best of Luck!

I wish I could do more to help, but I am quite far from you.At any rate, I would pursue the "cash for keys" program.  Ive

VA Lending, seller concession and real estate agent rebate program.

This paragraph does not apply to a dwelling unit used in connection with a federally administered or regulated housing program, including programs under s. 202, s. 221(d)(3) and (4), s. 236, or s. 8 of the National Housing Act, as amended.Keep in mind that this law is completely civil in nature.

Unemployment, food stamps, housing assistance, and all these other programs are supposed to be safety nets.

Each seems to have its own computer programs that determine the risk based on the location.  

It's lower income and some of our tenants are on voucher programs.  

Furthermore, the total past due paid was over 100k which far exceeds HUD's guidelines under the program.