I did read the E-Myth a while back and that book has had an incredible impact on me over the past couple of years.

@Sean Bozigian is right, you need to speak to your lender to see how this impacts your DTI for your future purchases.

The greater Tahoe area has done a good job of mitigating virus risk by closing things down, but the financial impact would be tough if I were a property owner there right now.Also agree with your point on budget.

Seven units impacted by slab leaks in the last few years.  

I will listen to what you are wanting out of REI, and tailor your purchases to what you need.We will also have a deep discussion on your reason why, and figure out the best ways to positively impact your life.Honestly, I am of two minds.

For what it's worth, it appears your "insurance score" (which, typically, closely mimics your credit score) is having a negative impact on the premium.

I spent months reading over legal documents and doing tasks that had little impact on actually finding deals. 

I.e. you can move out in two months or you can move out in one month and I will give you $x to help you cover your moving expenses.It is a big impact to be forced to move from your home. 

I believe Towne Bank is a good one down there.If they say no and you have to go the portfolio route, you're looking at about 25% down and fees that range in potential points (probably up to 3), an up front appraisal fee of about $1400, closing costs that include an underwriting fee of about $2995, an environmental survey of about $1395 and entity review fee or a closing fee of about $700 each. 

The majority member wants me to take the land for $1, and assume the environmental and back property taxes of $52,000.