Either way, most of the time it requires reporting and disclosure on your 1040 annually.That said, if your only US income subject to taxation is US situs rental real estate, it's not likely that you'll get a refund. 

@Robert Reynolds is a great person and agent (disclosure, we work together :) to work with, and @Erik Browning looks like a great resource.

I'm not sure, but I think mtg surpluses here are just like tax deed suplus overages here....to collect the overage you must have an assignment from the owner AND a disclosure signed by the owner stating that they can collect the overage themselves, and where and how.

Did the escrow agent breach their duty to make full disclosure to us?

Disclosure: I have no direct ties to the company.

The state-mandated disclosures and pamphlets are also key, and are included in those leases as well (pulled based on the property address).

The lender will take the closing disclosure from the refi and send that to the VA regional Loan center to restore the entitlement.  

All of this may or may not apply to you in NCFirst things first, if you have already gotten the contract under agreement for you to purchase and you haven’t disclosed to the seller that you are an agent, that alone is enough for you to get pulled into mediationThe number one thing with being an agent while trying to do investment stuff is that extra added benefit of needing to give FULL DISCLOSURE of your actions upfront.

Full disclosure, I am a newbie and am trying to not incur to many costs initially.

Not that your lender is likely to lend for more than the appraisal says it is worth anyways, assuming it's a vanilla mortgage.I used to throw the 3 day waiver in with initial disclosures on every single transaction, until the compliance people told me I was being naughty.