I've been blown away by the quality of this forum and the quality of the podcasts.

I have been looking at a couple of property management companies in the Columbus, Ohio market that can manage a 12 unit 1 bedroom 1 bath apartment, but it is difficult to narrow down on some of the best and not just in price, but in the quality service they provide.

Generally speaking, we see about 4-5k annual taxes, 300-400k HOA fees on 500sqft condos.

Providing "boring" advice (but accurate and higher quality) doesn't bring extra eyeballs  to your content. 

First of all, I am not a lawyer and can only speak from my own experience.

So definitely quiz the HML on those topics as well.I have a separate list of things to speak to a long term lender if you are looking to buy and hold if you need it. 

But not everyone is fit to be a landlord, and that applies doubly so in this part of town.We've been in this area for over a decade and I can only speak from experience.

Also I would not want to be in a position where I have to compete with these new developments with a dated MF building lacking the anemnities and quality in construction (think noise insulation between apartments and floors).The single family market is a very different story.

Not much of a career to speak on, just jobs to pay bills.

I would use the savings because otherwise you are borrowing money at 6% so you can keep your cash in savings earning 1.75% which doesn't work out too well mathematically speaking