So in less than 20 years you have to give the building back to the government?

Investment Info:Single-family residence buy & hold investment in Climax.

The definition of “livable” or “finished” space can be surprisingly specific.In many markets, including here in Arizona, appraisers and agents generally want the space to be finished in a manner consistant with the rest of the home and serviced by a more permanent heating and cooling source.

However, that's in a sparsely populated area.

Investment Info:Single-family residence buy & hold investment in Climax.

Quote from @Justin Williams: Currently in Baltimore City, per Section 9-701 of the Zoning Code, a conversion from single-family to multi-family (two or more units) in a residential zoning district is only permitted in the R-7 through R-10 zoning districts.

Quote from @Satyajeet Dodia: The search tool in BP is not that great, never has been.Go to Google.com and search for there.

Thanks in advance for your help in answering this question!  

I’m curious—how are you all navigating the current lending environment for your real estate deals? Are you sticking to traditional banks, exploring private lenders, partnerships, or maybe something creative like selle...

Bogleheads was the source of most of my formative personal finance education (for ~14 years), and it’s relevant because the SWR discussions there are typically in the 2-4% range.