You can finance improvements and labor after work has been accomplished, earned equities from products or services like some window company finances new windows after they are installed, this is a contractor financing arrangement.

I think Joe Bertolino has given excellent advice.

Lastly, for investors with excellent credit [800+], how do portfolio lenders compare to Hard$Lenders, for purchase+rehab loans, ---e.g. a. pointsb. application or activation feesc.

(Not everyone qualifies for the 401k)There's much misconception regarding the role of custodians and administrators, as well as the extent to which they should be relied on for advisory services - if at all.There are many excellent companies, but as the number of custodians/administrators has swelled it has become increasingly difficult to navigate the space.

Michael,If you have any family in the states that have excellent credit you can actually use that to your advantage.

Gon't exagerate.I remember one guy that came to me with a decent plan, decent numbers, sufficient assets and a decent product, but he didn't get a dime from me.....why?

I am an agent and also an investor, whenever I put the finished product on the market I always disclose that I am an agent, if the house is priced right and if you did a good job on the rehab you do not need to worry about them trying to negotiate, you will probably end with a multiple offers anyway

We bill back all the utilities and simply put it in Excel to provide a monthly bill for them.

I am a New Product Introduction Engineer working for a solar power company (MEMC/SunEdison).

I am curious if any investors out there keep Excel spreadsheets on their properties or if their would be interest in having someone keep detailed information on their investments?