:Why refinancing at $400k if primary is 200k and rental is 100k?

I've used the house flipping calculator here on bigger pockets, although I'm thinking the nubmers would change a little big given the fact that it would be my primary residence for a minimun of 2 years.

He plans to live in the home as his primary residence for 2+ years.

I have my primary residence mortgage and the rental property mortgage both through a commercial bank in Canada(RBC).

If you submit an offer during owner occupancy only period and do not plan to occupy the home as your primary residence you are running a large risk and would recommend against it.I've heard of investors that did this, then got told on by another investor that was looking at the same property.

I'm excited to peel back the free-ware and see all of the great tools and networking this platform has to offer.Thanks for having me on here, I look forward to connecting with you. - Aaron

However, if you purchase a primary residence in another state, look into their homestead exemption laws before you get tempted to claim thatMy husband and I are residents of Texas, we own a home in Georgia (although ours was a primary residence at the time, not a STR or LTR like yours will be), if we had claimed the homestead exemption in order to save on our property taxes we would have been required to change our residency to GA and pay state taxes. 

Why not sell your primary?

i want to buy a retirement home with self directed ira funds. how can i do this without taking the money out and paying tax on the withdrawal amount?

My wife and I closed on a primary home two weeks ago that is an "ugly" foreclosure with no major structural problems.