I've actually had one take back the materials I had on site and disappear on me, in addition to the "startup money" I gave him.Anyway, hard to go after them if they have no assets and are self employed, which is usually the case with the theives.

technically it should be part of the payroll since you act as their employer, correct ?

This allows pass-through (single taxation) of income, and *potentially* some savings on self-employment taxes on part of the income.

I'm also employed full time and was getting completely frustrated trying to get realtors to work around my schedule and I was working with four of them.

I do not employ the rehab crews, but instead I manage the process.

I have traveled to your area frequently in the past with my former employer and have always enjoyed it.

It’s about managing risk, being employed by someone else is taking a risk.

Part of it was a learning curve(i.e. check public eviction history prior to meeting applicants there if you don't accept those who've been evicted, or having them call to confirm the day of showing so as to not stand you up) The other part is our strict criteria (current home inspection, employment verification, landlord verification) we invest in a working class neighborhood where people tend to shade the truth more often than not.

First of all, I totally agree with you that you should contribute to your employer 401k up to the employer match.

At least not in any quantity where an average person can 'employ' such an advisor.