Cost Plus Might not be a bad option compared to fixed price.

fix and Commercial lenders will not lend money for owner occupied.

-Concern for the amount of people is because there were heavy appliances that needed to be moved.

I have a single family home renting furnished for a very high amount for the area.

For the 10 year period spanning May 2014 through May 2024, single-family prices in Austin nearly doubled, yielding an annualized appreciation rate of ~9.2% in that period.A 30-year fixed rate mortgage is sitting around 7% interest, which is down a bit from recent months, but still well above where we began 2024:The Fed monetary policy and rate decisions remain the biggest single driver of the residential real estate market overall.

My question is, the property has a decent amount of equity, and I'd like to try and leverage that equity to potentially get another property ideally in the same neighborhood since I've had amazing luck renting to military members.

Looking for something that helps factor in all variables, fixed costs, interest paid on hard money loans, reno costs, etc etc. 

It shouldn't be normal wear and tear, however, you can't charge them the full amount to replace them. 

My BRRRR and Fix & Flip Investors like to buy in areas like Eastmoor, Hilltop, Whitehall, and Linden.

Do the right thing (If you know you have a loose stair, fix it!)