Determine the maximum amount you can come out of pocket, and make that your deductible.Replacement cost: insuring a property for its replacement value means that the limit for your policy is set at approximately what it would cost to rebuild the property in a total loss.

If it was a loss it would not make sense to do so, as the whole idea is to defer taxes. 

I have done this many times (too often in fact)  telling the lender that they may become liable in taking unnecessary actions that amount to punitive dealing destroying a borrower's credit, ability to borrow, loss of equities and displacing them when there is means to indemnify the lender from any financial loss.

She’s not willing to help me in any kind away knowing we don’t have any kind of mold loss in Oklahoma.

Anyway, it is smarter for the bank to eat that loss instead of writing it off as bad debt in their book and foreclosure cost money.  

Thanks, I am strongly considering that, it would ultimately mean a $500 loss to me for attorney's fees

Make sure your vacancy loss is worth the rent increase.

An insured bank CD will only result in a loss if the entire US economic system collapses.  

The first option is each building will have a separate limit and that is the most you will get for that building in the event of a total loss.

Should, can I file these losses for 2015 or should I wait until I have a profit to write off?