We are just starting out using our Self Directed retirement funds loaning to a group with a long, successful history.

Tell them to give you the seller financing you desire for the best price and highest interest rate you will accept and then sell the note to a note investor to remove them from the property entirely.

Hi Vincent Milano I have a free mastermind panel event on funding your deal on September 26 at 35 Cooper Folly Rd., Atco, NJ 630pm to 8:30 PM.

As you go down the scale of desirability, the price goes down, until you reach the small station, in a bad location, hard to get to, in a low income neighborhood, with environmental compliance issues.  

The only reason it is structured as unsecured is if 1) the borrower's net worth is substantial and it's basically a credit card or 2) collateralize funds cannot be secured for a specific reason (such as high volume inventory purchase/sales) but the ave balance stays constant.

My brothers (who got the same amount) are going the Index Fund / Stock Market route.

Once you have significant capital in qualified retirement funds that you can actually do things like hard money lending or buying properties, then a self-directed plan makes sense.

The following IRS websites cover the UBIT rules. https://www.irs.gov/charities-non-profits/unrelated-business-income-tax To avoid UBIT it will be better if the self-directed IRA loans funds to the LLC as UBIT does not apply to notes.

I am also interested in partials -- I have a 2nd that is currently in payoff, so I'll have funds coming free that I want to invest.

The new prospect will be less than desirable as they see what you have allowed.I understand the temptation and desire to get it rerented asap (see my profile), but your marketing and tenant choices will improve by NOT showing while occupied.