The least desirable houses will always fill last, and cannot attract more tenants by lowering their pricing.

Especially on a property that was desirable enough to secure a cash back up.

The increased desirability of the area will surely increase property values, however with a flood of new residences available, who is to say that the increased supply available won't stymie the appreciation that could be experienced. 

There are a lot of people on BP who seem to have no desire to ever accelerate their mortgages...why would they if they're locked in at a historic low rate...all they have to do is patiently wait and a tenant will pay it off for them over time?

As I am sure you know, Norman is growing and becoming more and more of a desirable market for home ownership.

you may get a better deal by paying cash, but not likely. cash offers you (and the seller) the benefit of speed and less complication which is certainly desirable.

But if you don't have the time/know how/desire to do all that, then you have to make the personal decision on what to do with your money.  

However, for instance, providing these higher grade finishes in a building in a rough area will still be less likely to attract the desired tenant base.  

Maybe you could create some partnerships where people in a desirable area provide the hookups and you provide the THOW.

I have no desire to mislead or be shady, I want to help the seller and go in on a partnership with the guy who maintains the funding.