70k Porfit and our lender made offer 15k!

I made him a good offer, and he is Okay with the price.

I’d love to learn about other people have done that were actually successful and what made them successful 

I did something similar just last year on a bigger scale and made sure I had 7 years for my balloon since I only put 16% down. 

It's not as much as you think and will save you tons in the end because they make it much easier for the bookkeeper to do their job and categorize items correctly so that when you send your files to your CPA there is little to do and everything was already optimized by the CFO to capture the best tax write-offs PLUS you've made the best trade-offs.  

A good middle ground may be the Clean Energy Credit Union, which I've had a few customers use and plan to use myself to fund part of the deal.Good luck!

I have not made a move towards anything yet just because of fear of the unknown and trying to figure out how to vet deals.

We are now investing in an advanced CRM that will interface with our PM software for even more customization and automation - including hiring a specific expert to implement it for us.It will be a painful learning curve - short-term pain, for long-term gain.Suggest you make your list as you learn on the fly about what various softwares offer.Check these out: Buildium, Doorloop, Appfolio and Rentvine.Take your time, because switching is another painful task:(

All the transacting of the money is done by lawyers or title agents because documents need to be filed and recorded and made official. 

I could be wrong, I honestly think this is such a systemic change that it’s hard to predict the ripples, but I find it extraordinary hard to believe this doesn’t lead to a substantial reduction in commissions, I’m literally taking with a client in an hour, I like the guy, I suspect he may be a repeat customer and I’m not gonna take any chance I lose him over a few dollars, so I’ll negotiate with him, I suspect other agents will take the same approach, especially given the real risk buyers just walk and go unrepresented, whether that’s a good idea or not l, it will happen.