I am a beginner and learning about seller/owner financing and I am in Canada.

Seller-financing is the only option for me as my income is through my LLC which isn't older than two years.  

I bought this as owner financing at $20,000 down 7% interest.

If so any creative tricks to get financing on them?

Especially when there are tons of incentives for grabbing that "low hanging fruit," like there is in your particular situation.IMO your 'low hanging fruit' would be utilizing the new-ish Fannie Mae rule allowing only 3.5%-5% down for owner occupant financing (house hacking) on ALL small multi properties (anything under 4 units, so duplex, triplex or 4-plex).

What I'm trying to understanding better is creative financing, analyzing the surrounding markets, making connections, and many of the other industry-specific concepts that can really only be learned through real-life experience.The idea of REI came about between myself and my friends because one of them has access to a large amount of capital that he received from his parents as a gift.

Hello, I am looking for a creative way to structure the purchase of a multifamily apartment complex in central KY. 
The out of state owner is looking to offload this apartment complex where they have overspent on cap...

I have 30+ years of corporate finance experience; FP&A, Supply Chain Finance, new business ventures, tech infrastructure investments, and entertainment.

Yes, a lot of personal finance people preach the rent option, but house hacking is almost always superior. 

Thanks Shirley, lots of learning, whether it was corp structure for Canadians, taxation, how to purchase, financing , rehab….