There are a lot of people on BP who seem to have no desire to ever accelerate their mortgages...why would they if they're locked in at a historic low rate...all they have to do is patiently wait and a tenant will pay it off for them over time?

As I am sure you know, Norman is growing and becoming more and more of a desirable market for home ownership.

you may get a better deal by paying cash, but not likely. cash offers you (and the seller) the benefit of speed and less complication which is certainly desirable.

But if you don't have the time/know how/desire to do all that, then you have to make the personal decision on what to do with your money.  

However, for instance, providing these higher grade finishes in a building in a rough area will still be less likely to attract the desired tenant base.  

Maybe you could create some partnerships where people in a desirable area provide the hookups and you provide the THOW.

I have no desire to mislead or be shady, I want to help the seller and go in on a partnership with the guy who maintains the funding.

Just being truthful.Investing in profitable and desirable markets is a "risk factor"?

Pretty much every activity their hearts desired, we allowed them to explore.  

I hear from wholesalers ALL the time and most fail... either because they have unrealistic expectations or they are hooked on the get rich quick schemes sold by gurus... having said that, you seem to have a true desire and PASSION to succeed - -- Passion is what sets the successful apart from the average.