The American Apartment Owners Association reported that the #1 reason why landlords fail is due to NOT managing to the lease.  

I don't like American Home Shield (but maybe they're better in your area), but there are a few home warranty companies that could add some peace of mind.  

I called First American; they don't do it.

Dave Ramsey claims that 70% of Americans live from paycheck to paycheck.

I always find it funny that people don't care to determine their post-tax return on a real estate investment, especially since real estate is a tax haven.Justin - for the average American, one allowance on your W-4 is worth anywhere between $900-1,000.

He’s an all state agent who also uses American modern I believe.

They literally bleed Americans for decades and the cost is not worth the employment they achieve.  

@Adriana Balley, google DSCR loans, look at the lenders under the network tab at BP, and check the American Association of Private Lenders to start.

The average American spends well over 30% of their income on housing, so one of the most impactful things you can do to your personal financial situation at your age is house hack, it will set you up to increase your savings rate even further.

Can go from $25 to $500k…large line.Frost Bank, in Texas only.CALIFORNIA: Bank of Southern California, Bank of West (BNP Paribas), Cal Coast Credit Union, East West Bank, up to 60% LTV with "no docs” San Fran, First Republic, Fremont Bank, Golden1, HSBC, Quorum FCU, Silvergate Bank,TEXASFrost Bank, East West Bank, Hanscom FCU, Trustmark Bank, Veritex, WAFD BankUTAHMountain American Credit Union and America First have great rates for HELOCsAmerica First will do a HELOC on an investment property in Utah.STR DSCR Mortgages (not HELOCs)VisioHost FinancialAmerican HeritageLendingOneRCNTemple View Capital