What I don't appreciate is someone essentially calling me an idiot, or belittling me over asking for such help.

This seems to be a typical operation by most unlicensed brokers.

Refrigerators are typically considered "non realty"or "non-real-property" items since they are not attached to the house. 

What is the typical % of profit split in this type of scenario?

I've seen similar promises here in NY and it turned out to be 2 Loans - Loan 1 was a credit card cash advance and the second a more typical hard money loan.  

[a][1] E-2 visas are also available to non-investor employees of the business, as long as the persons are of the same nationality as the investor and are destined for a role in the US business that is either executive/supervisory or requires specialized skills that are essential to the efficient operation of the US enterprise. [2]For new startups, the investment must be large enough to start and operate the business.

Although I see some lenders a bit more west of you doing 100% of purchase , 100% of rehab loans they are typically in CA and reserved for experienced flippers.The best I've funded this year is 90% purchase 90% of rehab (For borrowers with low 600's fico, 4-5 Points close, first time flipper, and rates in the 10s.  

Step Four:Contact a local Real Estate Broker and ask them to give you a list of all the houses in that neighborhood that have sold for cash within the last couple of years (these will typically be cash investors).

While doing my research I have noticed that a common theme for most first-time investors is that your first deal is typically the hardest, but, after the first, the rest come easily. 

Typical ratios lenders look for are 2.0 for global cash flow and 1.2 dscr for the individual property.