Investment Info:Single-family residence buy & hold investment.

You have to qualify to pull your equity.

Rental#1: 2016 built as Primary residence and converted into investment in 2020.Rental#2: 2023 built home and bought in 2023 as investment property. 

But I agree keep your primary residence address out of your business dealings it is so much nicer to be served at your registered agent address than your own homeJonathan Bock, CPA 

My plan is to pay for the lot mostly in cash, build a quadplex on it, sell my current rental property and primary residence, and move into one of the units.

@Scott BridgehouseUnless the lender stipulates differently in their documents (like VA financing that requires owner occupany for the duration of the mortgage), 'owner occupancy' requires that you move in within 60 days and retain it as your primary residence for 12 months. 

A few brokers in my office have tried but the red tape and time intensity has either killed the deal (seller got fed up after 90 days of escrow) or the property did not qualify. 

Investment Info:Single-family residence fix & flip investment.

I was getting quoted with the DSCR in the 8% and 9% for strictly an investment on an non owner occupied 4plex on a different property  so I thought it would be cheaper for my primary residence

The DSCR is my best vantage point to begin with my situation.I have experience owning a rental for over a decade and flipped a personal residence recently.