At the moment I am very overwhelmed with all of the information that is available on this site and that is available everywhere online.

You can order them online or pick one up in some Lowes stores.

I have access to all the documentation online and Wayne has been very forthcoming with answers to all my questions. 

If you use an online mortgage payoff calculator with $280,000 at 4.8% for 29 more years, paying $2000 extra principal per month, which is less than the $30K extra you say you'll pay annually with your line of credit, says your mortgage will be shortened by 21 years and save you approx $178,700. 

Is there a good option for tenants to pay online without me setting up my own website?

I did none of it online as Zillow is a joke when it comes to rental rates in my area.

I have access to the full deed database online in my county. 

I'm looking to start going to a few options and luckily my state has all deeds, liens, etc listed online. 

I am not suggesting this is the only issue but I have seen some listings in the area with horrible photos online which usually is the first impression.

I would make the payments directly to the mortgage company and would either have the statements mailed to me or see what I would need to do to get online access to review the account.In looking online, I see a few other strategies such as deeding the property to a land trust where the buyer would be the beneficiary and some people discussing the transaction with the bank and being open about it.