I believe both Columbus and Cleveland will do ok in terms of appreciation going forward.

Like many agents, my first deals were from long time family friends, specifically on the buy side (which is changing quickly now).

@Ivana Ivanovic I would say 8% is low to cover both vacancy AND repairs.If you expect to incur just one month of rent lost every 12 months, you'd be looking at an 8.33% (1/12 of gross annual income) vacancy rate.And, even for a brand-new build, you're going to have some repair/maintenance costs as long as you've got human tenants.

Rather than go into a long narrative, I’ll just state the facts 1. 99% of all people who try “wholesaling” never make even minimum wage from their efforts2.

Even in areas without significant disaster risk, we're still seeing insurance costs rise due to broader industry pressures.The Long-Term ViewFor those of us deeply involved in multifamily syndications, it’s crucial to educate LPs and partners about these changes.

Many coastal towns in Florida are restricting short term rentals or banning them.

We wouldn't have to dive too deep and could issue you a preliminary term sheet pretty quickly, so you know what you're possibly looking at. 

Taking that money out and anything that leads to more people using the equity from their homes and reduces the friction to that process is not good in the long run.

My buddy just invested in Akron Ohio long distance from NY.

But as a short-term solution, playing the 0% credit card game can be an option, but from my experience, juggling from one to the next with no backup plan often ends in paying high interest in the long run.